Welcome to the Johnson v. South Central Bank Settlement Website
If you were assessed a Challenged Fee by South Central Bank, you could get a payment from a class action settlement.
- The settlement relates to the following fees (the “Challenged Fees”) that South Central Bank (“Defendant”) charged between October 4, 2009 through October 8, 2018, on overdraft fees on signature-based debit card transactions that were authorized on sufficient funds and settled in the authorized amount (“APSN Fees”) and, between October 4, 2009 through December 31, 2025, overdraft or non-sufficient funds fees charged by Defendant during the Class Period on the second or third presentment of an item that had previously been returned for insufficient funds (“Retry Fees”).
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If you were charged such a fee, you are a member of the Settlement Class.
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Class Members who do nothing will automatically receive a check or account credit. Payments and credits will be from the Net Settlement Fund based on a percentage of the amount of applicable fees paid. The amount of these payments will be determined by an independent settlement administrator and not by Defendant.
YOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT
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Your legal rights are affected, so please read this notice carefully.
DO NOTHING
Automatically receive a settlement check or account credit once the settlement is finally approved. Give up the right to bring a separate lawsuit about the same issue.
EXCLUDE YOURSELF
Get no benefits from the settlement. Keep the right to bring a separate lawsuit about the same issue at your own expense.
OBJECT
Write to the Court about why you don’t like the settlement. If the settlement is approved, you will still automatically receive a check or account credit and give up the right to bring a separate lawsuit about the same issue.